Privacy Policy
At JUST CREDIT, we are committed to protecting your privacy. This Privacy Policy describes how we collect, use, and disclose information when you visit our website and use our services. By accessing or using our website, you acknowledge that you have read and understood this Privacy Policy.
Information We Collect
Personal Information: We may collect personal information from you when you voluntarily provide it to us, such as when you fill out a loan application form. This may include your name, contact information (such as email address, phone number, and mailing address), social security number, employment details, financial information, and other relevant data required to process your loan application.
Cookies and Tracking Technologies: We may use cookies, web beacons, and other tracking technologies to collect information about your browsing activities on our website. This information may include your IP address, browser type, operating system, referring URLs, and pages visited. Cookies help us personalize your experience, remember your preferences, and provide relevant content and advertisements.
Use of Information
Provide Services: We may use the collected information to process your loan application, communicate with you, and provide the requested services. This includes verifying your identity, evaluating your creditworthiness, contacting you about your application status, and facilitating loan disbursement.
Marketing and Communications: With your consent, we may use your contact information to send you promotional materials, newsletters, and updates about our services. You can opt-out of receiving these communications at any time by following the unsubscribe instructions provided in the emails or contacting us directly.
Legal Compliance: We may use and disclose your information as required by applicable laws, regulations, legal proceedings, or governmental requests. We may also use your information to enforce our terms of service or protect our rights, privacy, safety, or property, as well as that of our users or the public.
Information Sharing
Service Providers: We may share your information with third-party service providers who assist us in providing our services, such as credit bureaus, payment processors, identity verification providers, and customer support agencies. These service providers are contractually obligated to protect your information and use it only for our specified purposes.
Business Transfers: If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email or a prominent notice on our website of any such change in ownership or control of your personal information.
Legal Obligations: We may disclose your information to comply with applicable laws, regulations, legal processes, or governmental requests. This includes responding to subpoenas, court orders, or similar requests for information.
Data Security
We take reasonable measures to protect the confidentiality, integrity, and security of your information. However, please be aware that no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure, please contact us immediately.
Your Choices
Access and Correction: You have the right to access, update, or correct your personal information. If you would like to review, modify, or delete any personal information we hold about you, please contact us using the information provided at the end of this Privacy Policy.
Opt-out: You can opt out of receiving promotional communications from us by following the unsubscribe instructions provided in the emails or contacting us directly. Please note that even if you opt out, we may still send you non-promotional communications related to your loan application or our ongoing business relationship.